HomeHow NeoXG worksProduct preview

Use your gold.
For everyday payments.

Buy gold, see what it is worth, and choose where to send it. Follow the steps from funding your account to paying a person, a shop or someone outside NeoXG.

A customer checks her phone while a florist wraps her purchase at the counter.
Start with a familiar moment: you have something to pay for.

Fund your account. See the gold you hold.

You would start by purchasing gold through a supported external funding channel. Before you confirm, your quote should show the price, charges and grams you will receive.

Once the purchase is complete, you hold gold. The USD figure helps you understand its value; it is not a second cash balance.

  1. 1

    Choose how to fund your purchase

    Supported funding methods and countries will be listed before launch.

  2. 2

    Check your quote

    Review the grams, price, fees and expiry before deciding to buy. Production terms are still pending.

  3. 3

    See what you hold

    Your account shows grams and their indicative dollar value. You can try this now with sample holdings in the demo.

What XG would represent for you

XG is the proposed digital record of your gold-backed position. Grams, XG units and a dollar equivalent are different ways to describe that position, not separate balances.

Your exact entitlement matters. The product brief uses one gram per XG as an example, but the unit, fractional precision and legal rights have not been finalized. For now, the demo shows grams and USD.

Choose who you are paying

Fund a purchaseUSD inExternal funding channel
Review & convertGold allocatedAt a disclosed quote
Your NeoXG holdingGold / XG positionUSD is its equivalent value

Where is the payment going?

Gold moves between accounts.

You can think in dollars while sending gold. In the intended user-to-user flow, Maya receives a gold position in NeoXG. No sale to USD is needed.

Your goldGold transferTheir gold
Gold transfer

Maya’s NeoXG account

0.25 gWorth $25 at the sample quote
Rana’s gold used0.25 g

Intended model · $100/g illustrative quote · Fees excluded · No real payment

Enter dollars. Understand what arrives.

Entering an amount in dollars does not always mean dollars are sent. What the recipient receives depends on whether the payment stays inside NeoXG or leaves through an external payout channel. The demo illustrates amounts and conversions; it does not process a payout.

Enter dollars. Understand what arrives.
To another NeoXG userEnter the amount in grams or use USD to calculate the equivalent. In the intended model, the recipient receives gold in their NeoXG account.
To an external recipientThe gold needed for your payment is sold. The resulting USD goes to the recipient through a supported external channel. You do not keep a USD balance inside NeoXG.

Know the route before you send

Where you can send

Check supported funding countries, payout destinations and providers once they are announced.

What it will cost

Your live quote should show the price source, all charges, its expiry, limits and expected arrival time.

What you are confirming

Review the gold used, what the recipient receives and what remains in your account.